Polishing the Professional


How to Leave the Interview-Zone and Land an Offer

Don’t sell yourself short.Frequently, people underplay their skills and talents during an interview, hurting their chances of getting an offer. Don’t sell yourself short! Share your key accomplishments and let them shine through. The best way to highlight your skills is to share an experience of how you put your skills to the test. Then share how that benefited you in your past and current position.

Prepare for tough interview questions.Learn to answer tough interview questions …

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Eliminating Debt

Are you overwhelmed by debt? If so, you need to read this article. It will help you get back on the road to financial freedom. Regardless of how far you’ve gone off the rail, you can get yourself out of debt with the right plan.

Below are a few strategies to reduce your debt:

1. Buy what you need and what you can afford. To keep from accumulating mounds of debt, purchase what …

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People Experiencing Homelessness

Individuals experiencing homelessness who have a disability have the same rights and privileges in applying for disability benefits as someone who is not homeless. Please read more in Spotlight on Homelessness. You should inform the SSA during the application process if you are experiencing homelessness, so that the SSA may better assist you with your application. You can find more information about how to apply for benefits by clicking on the links below:

Social Security Disability …

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What are Work Incentives?

Work Incentives are disability program rules that allow you to reduce your countable income so that you can continue to receive a cash benefit while you explore work or look for a job that is right for you. Examples of such Work Incentives include the extension of Medicare and Medicaid coverage while working, Impairment-Related Work Expenses, and Plans for Achieving Self-Support. In addition, if your work attempt is unsuccessful, Social Security has made it easy for you to get …

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Can Prisoners get Social Security or Supplemental Security Income (SSI) Payments?

Both programs prohibit payments to most prisoners. 

Social Security will suspend your Social Security benefits if you are confined to a jail, prison, or other penal institution for more than 30 continuous days due to a criminal conviction. Although you cannot get monthly Social Security benefits while you are confined, the SSA will continue to pay benefits to your dependent spouse or children if they remain eligible.

If you get SSI, the SSA will …

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Impairment-Related Work Expenses


In most cases, you can deduct the out-of-pocket costs of these items, which are called impairment related work expenses (IRWE), from the amount of earnings used to figure your SSI benefit.

This means that SSA does not reduce your SSI benefit as much because they do not count all of …

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Disability Benefits and the Application Process

The Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs help people with disabilities. The SSA provides detailed information to help you understand what to expect from Social Security during the application process.

Before you apply, please review the basics to make sure you understand the process. Also, gather the information and documents you’ll need to complete an application.

The Basics About Disability Benefits

The SSDI program pays …

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Intake Process for Regional Center Services

Intake is the procedure to determine eligibility for regional center services. First, they gather data such as social, medical, and psychological information to evaluate the new referral. Information may come from outside sources or in-house interviews, examinations, and testing. The intake process consists of five steps, which may take up to 120 days.

Referral Parents, legal guardians, or conservators can make referrals for intake. People can refer themselves to the Regional Center if they are 18 …

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Can I Qualify for Social Security Disability Benefits if I Get Veteran’s Benefits?

The Department of Veterans Affairs (VA) and the Social Security Administration (SSA) each have disability programs.  It is possible to receive disability benefits from both; however, the criteria for receiving disability benefits through Social Security are different from the criteria for receiving disability benefits from the VA, and you must file separate applications.  For example, the VA may pay benefits for partial disability, but SSA pays disability benefits only to people with impairments so severe they prevent any substantial gainful activity (SGA).  You …

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10 Side Hustles of 2021

Want to make a little extra money? Here are 10 side hustles you can start at any time:

Selling your old stuff online.Whether it is clothing sitting in the back of your closet or furniture collecting dust, you can sell almost any used item online. Given the numerous platforms, such as eBay, Poshmark, or Craigslist, there is a massive market for used items like clothing, collectibles, furniture, etc. It is an easy way to …

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